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Terms of Use

Disclaimer
AdvisorUniverse makes no representation or warranty, express or implied, whatsoever to the quality of information, authentication of services, credentials, accuracy, relevancy or details of information given by experts on this site.  This Web Site is a Portal/Platform to link Advisor(s) to User(s).  AdvisorUniverse will not accept responsibility for any damages (including, without limitation, physical, mental, special, indirect, incidental or consequential) resulting in the advice given to the User(s) from the Advisor(s), or as a result of  use of this service, regardless of whether resulting from negligence, accident, or any other cause whatsoever...etc.

This site and the services provided on AdvisorUniverse are provided "as is" and with no warranty.
In no event will AdvisorUniverse be held liable for any indirect, direct, incidental, consequential, special or damages of any kind, included but not limited to the quality of information, authentication
of services, credentials, accuracy, relevancy or details of information given by experts on this site.  
AdvisorUniverse does not assume and hereby disclaims any liability to any person/entity for any loss or damage (including and without limitation to, physical, mental, incidental, indirect, consequential, financial..etc).  Any information and/or any suggestion(s) provided to you in a reading, regardless of whether resulting from negligence, accident, or any other cause whatsoever is your sole responsibity and that of free will.  AdvisorUniverse provides a Web Site for Entertainment Purposes Only.

Age Requirement
You must be 18 years of age or older to place a call, or to provide Service(s) on AdvisorUniverse.  In the event AdvisorUniverse finds out you are under the age of 18 years, your Membership (be it Advisor, or User) will be immediately terminated.

Indemnity
Any psychic reading User(s) are to receive on or through AdvisorUniverse is subject to your own interpretation, common sense and that of free will. Information provided on this site does not constitute that of psychological, medical, financial, legal, business, or any other profession thereof.  Your choices and/or actions after receiving a psychic reading are your sole responsibility and that of free will.  We at AdvisorUniverse will not be held accountable or liable, or take responsibility for your actions after a psychic reading is conducted.  All Services are provided "as-is" and with no warranty.  AdvisorUniverse will not be held liable for any information given to User(s) during a reading.  If you are in need of professional help (i.e. financial advisor/accountant, lawyer, doctor, psychiatrist, or any other certified professional.....etc.), please seek it immediately.

Termination
AdvisorUniverse reserves the right to terminate any Advisor or User Account immediately with or without cause.



** ADVISOR RULES/REGULATIONS/POLICY NOW IN EFFECT **

WE FULLY UNDERSTAND THAT MOST OF OUR ADVISOR(S) WORK ON MULTIPLE PSYCHIC NETWORKS, CLICK4ADVISOR PSYCHIC GROUPS AND/OR HAVE PERSONAL WEBSITES.  WE WELCOME DIVERSITY, BUT FROWN UPON SPAMMING AND DIVERSION OF ADVISORUNIVERSE.COM TRAFFIC OF ANY KIND!  TO THWART ANY FURTHER SPAMMING, OUR NEW ADVISOR RULES/REGULATIONS/POLICY IS IN EFFECT IMMEDIATELY.


**  IT IS OUR POLICY THAT ALL ADVISORUNIVERSE.COM PSYCHICS NOT DIVERT ANY ADVISORUNIVERSE.COM TRAFFIC TO OTHER PSYCHIC NETWORKS, PERSONAL WEB SITES, PERSONAL CALL BUTTONS, ETC  BY PHONE, EMAIL, CHAT, ETC.  ANY DIVERSION OF TRAFFIC/ADVISORUNIVERSE CALLERS WILL RESULT IN IMMEDIATE TERMINATION.  **



Before using the AdvisorUniverse website, please also read our Partner, Click4Advisor's Legal Agreements (as they also apply to the AdvisorUniverse.com website):





By using this site, Advisor(s) and User(s) accept all of the Terms and Conditions of the above aforementioned statement.

AdvisorUniverse provides a web site for Entertainment Purposes Only.  If you do not agree to our Terms, please exit the AdvisorUniverse Web Site and seek counsel elsewhere. 
 
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Advisors are not employees of Advisor Universe. Advisor Universe is for Entertainment Purposes Only.